Texas · State licensing
Pass the TexasLife & Health insurance license exam.
Texas dropped its pre-licensing hour requirement in 2003, you can sit the exam without any classroom hours. That makes self-study with a strong question bank the rational play.
Quick facts
- Testing vendor
- Pearson VUE
- Passing score
- 70%
- Pre-licensing hours
- Not required
- Application fee
- $50
- Exam fee
- $64 per attempt
- Combined exam length
- 150 Q · 180 min
Source: www.tdi.texas.gov. Confirm before you register, state schedules change.
Get on the Texas waitlist.
We're building the Texas-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the TexasL&H exam.
The Texas L&H exam is administered by Pearson VUE. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Texas exam FAQ.
- Does Texas require pre-licensing hours for the L&H exam?
- No. Texas has not mandated pre-licensing study hours since 2003. You can register for the exam directly through Pearson VUE.
- What's the Texas L&H exam passing score?
- 70% scaled.
- Who administers the Texas L&H exam?
- Pearson VUE on behalf of the Texas Department of Insurance.
- How long does it take to get a Texas insurance license?
- Most candidates from application to licensed take 3-6 weeks. Pearson VUE exam slots are usually within a week.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.