Georgia · State licensing
Pass the GeorgiaLife & Health insurance license exam.
Georgia's Office of Commissioner of Insurance requires 20 hours per line and uses PSI. Background check and fingerprinting are non-negotiable steps before the exam.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- 40h combined
- Application fee
- $100
- Exam fee
- $63 per attempt
- Combined exam length
- 150 Q · 180 min
Source: oci.georgia.gov. Confirm before you register, state schedules change.
Get on the Georgia waitlist.
We're building the Georgia-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the GeorgiaL&H exam.
The Georgia L&H exam is administered by PSI after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Georgia exam FAQ.
- Does Georgia require fingerprinting for an L&H license?
- Yes, all new producer applicants must complete fingerprinting through Identogo before the license issues, even if the exam is passed.
- What's the Georgia passing score?
- 70%.
- How long are Georgia pre-licensing certificates valid?
- 12 months from completion. You must sit the exam within that window.
- Who runs the Georgia L&H exam?
- PSI Services.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.