Ohio · State licensing
Pass the OhioLife & Health insurance license exam.
Ohio's Department of Insurance requires 20 hours per line and uses PSI for testing. The Ohio L&H combined exam is one of the longer ones at 170 questions.
Quick facts
- Testing vendor
- PSI
- Passing score
- 70%
- Pre-licensing hours
- 40h combined
- Application fee
- $50
- Exam fee
- $45 per attempt
- Combined exam length
- 170 Q · 210 min
Source: insurance.ohio.gov. Confirm before you register, state schedules change.
Get on the Ohio waitlist.
We're building the Ohio-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the OhioL&H exam.
The Ohio L&H exam is administered by PSI after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 170 questions with a 210-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
Ohio exam FAQ.
- How many questions are on the Ohio L&H exam?
- 170 questions on the combined exam, 100 national plus 70 Ohio-specific. 210-minute time limit.
- What's the Ohio passing score?
- 70%.
- Who administers the Ohio insurance exam?
- PSI Services.
- How do I register for the Ohio L&H exam?
- Apply through the Ohio Department of Insurance's NIPR portal, then schedule with PSI once your pre-licensing certificate is on file.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.