North Carolina · State licensing
Pass the North CarolinaLife & Health insurance license exam.
North Carolina requires 20 pre-licensing hours per line and uses Pearson VUE for testing. State-specific content runs about 30% of the exam.
Quick facts
- Testing vendor
- Pearson VUE
- Passing score
- 70%
- Pre-licensing hours
- 40h combined
- Application fee
- $50
- Exam fee
- $45 per attempt
- Combined exam length
- 150 Q · 180 min
Source: www.ncdoi.gov. Confirm before you register, state schedules change.
Get on the North Carolina waitlist.
We're building the North Carolina-specific question bank now. Waitlist members get 14-day early access and the cheat-sheet PDF.
What's on the North CarolinaL&H exam.
The North Carolina L&H exam is administered by Pearson VUE after you finish a state-approved 40-hour pre-licensing course. The combined exam runs 150 questions with a 180-minute time limit. Passing requires 70%.
Content roughly follows the NAIC L&H outline: general concepts, life products, annuities, federal tax treatment, health products, social insurance, ethics, and a state-specific law section. The state law portion is where most candidates lose points, it's the section a generic national bank cannot cover well.
North Carolina exam FAQ.
- Who administers the NC L&H exam?
- Pearson VUE for the NC Department of Insurance.
- What's the NC passing score?
- 70%.
- How many pre-licensing hours for NC?
- 20 hours per line of authority, completed within 12 months of the exam.
- What's the NC exam fee?
- $45 per attempt through Pearson VUE. Fees and hours change frequently. Confirm the latest figures on your state insurance department's site before you register.
Licensing in other states too?
Each state has its own vendor, hours, and fee schedule.